Best Finance Tracking Apps My Budget Book vs Mint: Budget, Bills, Finance vs AndroMoney ( Expense Track ) ... and 15 more

Edited by Jay, Eng, Maria

Keeping track of our expenses and sticking to a proper budget is more important now than any time in recent history. Pretty much everything is more expensive now, and wages and salaries have not grown in unison with the general cost-of-living. The good news is, with a modern smartphone and a mobile app, people can now track their financial comings and goings with laser-precision accuracy with little to no effort.

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Method 1: My Budget Book

My Budget Book by OneTwoApps is a stable finance and budgeting app that not only makes use of bright visuals to illustrate reports but also allows users to customize spending and saving goals.

With no hidden in-app fees or ads, My Budget Book ranks quite high with current users as a reliable finance tool.

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    Type
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    Finance
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  2. 2
    Features
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    1. Use either an individual or a recurring transaction model.
    2. Set monthly budget caps, goals, limits.
    3. No internet connection required.
    4. Reconcile debits and credit with your actual bank statements.
    5. Fingerprint password option available for additional security.
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  3. 3
    Cost/Fees
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    1. Free version
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  4. 4
    Compatibility
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    My Budget Book can be found on Google Play.
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Method 2: Mint: Budget, Bills, Finance

Mint is a mobile finance app that is by the same development team that created TurboTax® and prides itself on being an all-in-one finance, expense, and bill management tool.

Mint takes your data and personal information very seriously and offers multi-factor authentication.

  1. 1
    Type
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    Finance
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  2. 2
    Features
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    1. Track everything in one spot, no more signing into multiple accounts.
    2. Offers budget suggestions based on users spending habits.
    3. Pay bills quickly and set reminders for upcoming expenses.
    4. Sync your bank accounts by using the main web app at mint.com
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  3. 3
    Cost/Fees
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    1. Free version.
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  4. 4
    Compatibility
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    Mint by Intuit Inc is available on Google Play and iTunes.
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Method 3: AndroMoney ( Expense Track )

AndroMoney is a personal finance and budget tracking app that gives users a nice variety of options to help maintain and grow their wealth.

With an intuitive and fluid user interface, AndroMoney is a crowd favorite among both Android and iPhone users.

  1. 1
    Type
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    Finance
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  • 2
    Features
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    1. Supports multiple currencies, accounts, and transfers.
    2. Backup options via Cloud storage (Dropbox, Gmail, etc. )
    3. Create simple or complex budgets.
    4. Various graphical charts.
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  • 3
    Cost/Fees
    .
     
    1. Android - Free
    2. iOS - $2.79
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  • 4
    Compatibility
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    AndroMoney is available on Google Play and iTunes.
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  • Method 4: Money Lover - Money Manager

    An editor's choice top pick, Money Lover - Money Manager is a straightforward and easy-to-use income, and budget mobile app.

    Take the stress out of managing your money with this simple but powerful personal finance app.

    1. 1
      Type
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      Finance
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    2. 2
      Features
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      1. Quickly categorize and track daily expenses
      2. Create easy-to-follow budgets.
      3. Sync all your devices smoothly and securely.
      4. Bill reminders and notifications.
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    3. 3
      Cost/Fees
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      1. Free version.
      2. In-app purchases ranging from $0.99 - $29.83 per item.
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    4. 4
      Compatibility
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      Money Lover is available on Google Play and iTunes.
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    Method 5: ClevMoney - Personal Finance

    ClevMoney is another simplified personal finance app that helps users keep track of their money and watch their spending.

    ClevMoney uses both push and SMS input functions and lets users break their budgets down by day, week, or month.

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      Finance
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    2. 2
      Features
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      1. Quickly search for expenses and income deposits.
      2. Colorful pie charts and bar graphs.
      3. Passcode locking options.
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    3. 3
      Cost/Fees
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      1. Free version.
      2. In-app purchase at $5.99 per item.
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    4. 4
      Compatibility
      .
      ClevMoney is available on Google Play.
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    Method 6: Money Manager Expense & Budget

    Money Manager Expense & Budget by Realbyte is a true all-in-one; financial planner, spending and budget tracker, and income and asset/liability management tool.

    Keep track of everything from your business to your personal expenses, with quick and easy access to daily, weekly, and monthly data for day-to-day expenditure monitoring.

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      Type
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      Finance
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    2. 2
      Features
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      1. Important statistics are displayed in graphs for easier viewing and assessment.
      2. Double entry bookkeeping that actually calculates on-the-fly balances and coordinates with your budget.
      3. Credit and debt management tools.
      4. Transfer between assets and accounts.
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    3. 3
      Cost/Fees
      .
       
      1. Android - Free
      2. iOS - $2.99
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    4. 4
      Compatibility
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      Money Manager Expense & Budget is available on Google Play and iTunes.
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    Method 7: Monefy - Money Manager

    Money makes tracking your personal expenses as easy as creating a new contact.

    Available for free with no ads, Money is a nice little addition to any budget-conscious user's finance management toolkit.

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      Type
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      Finance
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    2. 2
      Features
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      1. Fluid, non redundant user interface.
      2. Input new expense entries very fast.
      3. Sync up all your devices using your Dropbox account.
      4. Quick access using home/lock screen widgets.
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    3. 3
      Cost/Fees
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      1. Free version.
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    4. 4
      Compatibility
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      Monefy - Money Manager is available on Googple Play and iTunes.
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    Method 8: Household account book

    Household account book is a full-featured finance tracking app with a little something extra.

    On top of tracking all your income and expenses, the app is designed around cute illustrations that are part of a larger comic. More and more of the comic gets revealed the longer you use the app.

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      Type
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      Finance
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    2. 2
      Features
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      1. Track earnings and expenses daily, weekly monthly.
      2. Bright graphs to help illustrate where your money is going.
      3. Creates realistic and easy to stick to budgets.
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    3. 3
      Cost/Fees
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      1. Free version.
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    4. 4
      Compatibility
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      Household account book is available on Google Play and iTunes.
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    Method 9: Finance Manager

    Finance Manager's primary objective is to assist users in managing their finances with as little stress as possible.

    With a mobile phone or tablet, users can have Finance manager up and watching their money in no time at all.

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      Type
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      Finance
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    2. 2
      Features
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      1. Convenient and straightforward interface.
      2. Plan daily, weekly, monthly budgets to help save money.
      3. Supports several different currencies.
      4. Sync your data across multiple devices.
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    3. 3
      Cost/Fees
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      1. Free version
      2. In-app purchases ranging from $6.67 - $20.05 per item.
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    4. 4
      Compatibility
      .
      Finance Manager is available on Google Play.
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    Method 10: Fast Budget - Expense Manager

    Monitor your spending and select which statistics are visible with Fast Budget's personalized overview options.

    With bright visual graphics, it's much easier to see exactly how your spending is going.

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      Type
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      Finance.
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    2. 2
      Features
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      1. Create a schedule for recurring earnings and expenses.
      2. Insert transactions quickly and efficiently.
      3. Fully customizable overview so users can choose what data they see.
      4. Track two types of account, standard and hidden.
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    3. 3
      Cost/Fees
      .
       
      1. Free version
      2. In-app purchases ranging from $0.99 - $29.99 per item.
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    4. 4
      Compatibility
      .
      Fast Budget - Expense Manager is available on Google Play.
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    Method 11: Prosper Daily - Money Tracker

    With over $75 million saved in wrongful charges, Prosper Daily, goes beyond the standard finance tracker, with an additional fraud detection system.

    Manage all your accounts in one simple-to-navigate inbox, and keep track of your credit score all from your mobile device.

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      Type
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      Finance
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    2. 2
      Features
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      1. Detailed expense analytics, transaction reports, and suspicious charge notifications.
      2. Bill and credit card reminders to eliminate late or NSF fees.
      3. Free credit score, no credit card required.
      4. Premium ID theft protection offered in the app.
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    3. 3
      Cost/Fees
      .
       
      1. Free version.
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    4. 4
      Compatibility
      .
      Prosper Daily is available on Google Play and iTunes.
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    Method 12: My Finances

    With a few simple taps, My Finances by 7csolutions can help keep your spending in line, all while managing your budget and income.

    An attractive interface that encourages users to get keep up with adding their expenses.

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      Type
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      Finance
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    2. 2
      Features
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      1. Very functional and straightforward user interface for easy editing and inputting.
      2. Create, edit and manage income and expense categories.
      3. Set recurring billing and payment reminders and alerts.
      4. View spending and revenue history with helpful filters and advanced searching.
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    3. 3
      Cost/Fees
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      1. Free version.
      2. In- app purchases ranging from $0.99 - $22.99 per item.
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    4. 4
      Compatibility
      .
      My Finances by 7csolutions is available on Google Play.
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    Method 13: CWMoney Expense Track

    CWMoney is a very popular finance management app with nearly 4 million active users.

    In addition to all the typical tracking for expenses, income, reports, budgeting, etc., CWMoney gives users the option to choose different themes.

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      Type
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      Finance
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    2. 2
      Features
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      1. Keep track of multiple accounts and currencies.
      2. Quickly access the app using widgets.
      3. Set monthly budgets.
      4. Backup & Sync with Dropbox, Gmail, Drive, etc.
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    3. 3
      Cost/Fees
      .
       
      1. Android - Free
      2. iOS (Pro version) - $4.99
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    4. 4
      Compatibility
      .
      CW Money is available on Google Play and iTunes.
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    Method 14: Goodbudget - Budget & Finance

    Goodbudget is yet another highly popular finance tracking app that takes the traditional envelope style of organizing money into the digital future.

    Goodbudget offers efficient on-the-fly income and expense management via an aesthetically pleasing UI.

    1. 1
      Type
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      Finance
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    2. 2
      Features
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      1. Securely sync up all your devices including the web.
      2. Widgets support for fast transaction inputting.
      3. All data is automatically backed up on Goodbudget's main site.
      4. Easily plan around any budget considerations or future big expenses.
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    3. 3
      Cost/Fees
      .
       
      1. Free version.
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    4. 4
      Compatibility
      .
      Goodbudget - Budget & Finance is available on Google Play. and iTunes.
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    Method 15: Mvelopes Budget App

    Download the app, create a free Mvelopes Budget account and enter your financial institutions to get going with an intuitive budget and money tracking tool.

    Make better informed financial decisions with Mvelopes' by setting a budget and spending goal with a few clicks and taps.

    1. 1
      Type
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      Finance.
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    2. 2
      Features
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      1. Import all your accounts (credit cards, bank accounts, etc. ) and track everything in one location.
      2. PIN code or username and password options for added security.
      3. Access and edit budgets on-the-fly.
      4. Access to an abundance of tips, financial advice, and ebooks.
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    3. 3
      Cost/Fees
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      1. Free version.
      2. In-app purchases ranging from $0.99 - $111.71 per item.
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    4. 4
      Compatibility
      .
      Mvelopes Budget App is available on Google Play and iTunes.
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    Method 16: Personal Capital Finance

    Take a comprehensive view of all your finances from the convenience of your smartphone with the Personal Capital Finance mobile app.

    An award-winning financial app that lets the users see everything that's happening with their finances in one easy-to-read and easy-to-operate interface.

    1. 1
      Type
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      Finance
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    2. 2
      Features
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      1. Manage your money with full income, expense and budget tracking and interactive cash flow tools to ensure more money is coming in than going out.
      2. Portfolio checking to help users avoid bad investments.
      3. Two-step remote authentication system for high-level security.
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    3. 3
      Cost/Fees
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      1. Free version.
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    4. 4
      Compatibility
      .
      Personal Capital Finance is available on Google Play and iTunes.
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    Method 17: Dollarbird - Personal Finance

    The Dollarbird mobile finance app makes adding expenses and transactions, as easy as jotting things down on a sticky or calendar.

    A user-friendly personal finance tool that helps keep your saving and budgeting goals in order and on track.

    1. 1
      Type
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      Finance
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    2. 2
      Features
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      1. Utilizes an easy to view/edit calendar style interface.
      2. Simple transaction adding and editing.
      3. No registration or bank account information required.
      4. Easily add recurring bills or expenses to save time.
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    3. 3
      Cost/Fees
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      1. Free version.
      2. In-app purchases ranging from $1.09 - $55.26 per item.
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    4. 4
      Compatibility
      .
      Dollarbird - Personal Finance is available on Google Play. and iTunes.
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    Method 18: Pocket Expense with Sync

    Track all your income and expenses with confidence right from your pocket, with Appxy's Pocket Expense with Sync mobile app.

    Manage all your accounts, bills, and categorized expenses from the same spot and immediately start monitoring your finances.

    1. 1
      Type
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      Finance
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    2. 2
      Features
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      1. Painlessly set budget limits and spending goals.
      2. Supports recurring bills and sends alerts and notifications based on the user's preferences.
      3. Password protection of more security.
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    3. 3
      Cost/Fees
      .
       
      1. Free version.
      2. In-app purchases at $6.99 per item.
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    4. 4
      Compatibility
      .
      Pocket Expense with Sync is available on Google Play and iTunes.
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    Stop guessing where your money is going each month and start tracking it with one of the free financial management apps discussed above. Let technology do all the heavy lifting with your finances so you can get out there and enjoy life, without worrying about missing bills or accidentally blowing your children's college fund.

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    If you have problems with any of the steps in this article, please ask a question for more help, or post in the comments section below.

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    Article Info

    Categories : Software

    Recent edits by: Eng, Jay

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